Serving Organizations Across Kampala & Uganda
Lungujja- Kampala Uganda PO Box 214798 +256 701 036 232 info@florenttechltd.com
Fintech Engineering & Custom Systems

Financial Software Development Services

Engineering custom SACCO portals, microfinance management platforms, enterprise ERPs, and secure MTN MoMo & Airtel Money payment gateways in Uganda.

Fintech Engineering & Custom Systems

Robust, Bank-Grade Financial Platforms Engineered in Uganda

Delivering high-security SACCO core banking, microfinance portals, URA tax compliance engines, and seamless MTN MoMo & Airtel Money payment integrations.

Financial technology in Uganda requires rock-solid uptime, strict dual-control maker-checker authorizations, tamper-evident audit logs, and native integration with mobile money telecom APIs. Guided by executive leadership with over 15 years inside financial institutions and advanced credentials in Financial Engineering (ACCA Fellow & MBA), Florent Tech Limited develops bespoke financial architectures and ERP platforms that process transactions securely, eliminate manual ledger errors, and provide executive leadership with real-time financial transparency.

The Florent Tech Fintech Advantage

  • Bank-Grade Encryption: AES-256 database encryption at rest, TLS 1.3 in transit, and HSM-protected cryptographic keys.
  • Maker-Checker Dual Control: Mandatory two-tier authorizations for high-value payouts, loan approvals, and ledger adjustments.
  • URA EFRIS & Statutory Native: Automated fiscal receipt signing, PAYE, NSSF, and Local Service Tax (LST) calculation.
  • Sovereign Hosting & Source Code: Deployed in secure private clouds or local data centers with 100% intellectual property ownership.
Comprehensive Catalog

Financial Software & Fintech Product Catalog

Explore our specialized financial platforms designed specifically for the Ugandan and East African economic landscape.

SACCO Core Banking Platform

Savings & Credit Co-ops

Complete core banking for SACCOs: member registration, share capital, fixed deposit accounts, loan appraisal pipelines, and member portal.

Member KYC & Bio-Registry Savings & Share Capital Ledgers Automated Interest Engines Guarantor Appraisal Pipeline Member USSD / Mobile App
Tier-4 MDI Compliant Get SACCO Quote

Microfinance Lending Platform

Credit & Collections

Automated loan disbursement, dynamic repayment schedule calculations, automated SMS payment reminders, and field officer mobile tracking.

Credit Scoring & Risk Engine Collateral Asset Tagging Automated SMS Reminders Field Loan Officer Android App Non-Performing Loan (NPL) Tracker
Automated Collections Get Lending Quote

Telecom MoMo Payment Gateway

Mobile Money Integration

Unified API bridging MTN Mobile Money and Airtel Money for instant customer collections, scheduled batch payroll payouts, and webhooks.

MTN MoMo API v2.0 Airtel Money API Integration Real-Time IPN Webhooks Batch Disbursement Payouts Automated Bank Reconciliation
Instant Reconciliations Get MoMo Gateway Quote

Uganda Payroll & Tax Engine

Statutory Compliance

Complete payroll automation configured for Ugandan labor laws: PAYE tax bands, NSSF 10%/5% schedules, LST brackets, and encrypted PDF payslips.

URA PAYE Graduated Brackets NSSF 15% Schedule Generation Local Service Tax (LST) Table Password-Protected Payslips Bank EFT File Export
100% Tax Compliant Get Payroll Quote

Enterprise ERP & General Ledger

Enterprise Resource Planning

Tailored multi-branch ERP: double-entry general ledger, purchase order approvals, inventory batch tracking, and real-time P&L reporting.

Multi-Currency General Ledger Purchase Order (PO) Approvals Multi-Warehouse Inventory Real-time Balance Sheet & P&L Multi-Branch Consolidation
Custom Workflow Design Get ERP Quote

Retail POS & URA EFRIS

Point of Sale & Fiscalization

Cloud-connected Point of Sale with offline cashier resilience, thermal receipt printing, barcode scanning, and direct URA EFRIS fiscal device sync.

URA EFRIS Real-time Invoicing Offline Cashier Resiliency Barcode & QR Code Scanning Cash Drawer & Thermal Print Shift End Cash Reconciliations
EFRIS Fiscal Ready Get POS Quote
End-to-End Execution

Our 4-Stage Fintech Development Process

Built with strict regulatory adherence, rigorous security audits, and continuous uptime SLAs.

01

Regulatory & Scope Review

We analyze accounting charts, loan approval rules, Bank of Uganda guidelines, and telecom API compliance requirements.

02

Architecture & Security

We design double-entry database schemas, TLS/AES encryption layers, maker-checker logic, and mock API endpoints.

03

Agile Coding & Bank UAT

We execute bi-weekly sprints, conduct stress testing under transaction loads, and run User Acceptance Testing (UAT) with finance teams.

04

Go-Live & SLA Support

We deploy to sovereign servers, conduct staff training, configure automated hourly backups, and provide 24/7 technical monitoring.